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How to Turn an Open House Into a Deal-Crushing Opportunity (With the Right Lender on Site)•
If you’re a realtor, you already know that an open house is more than just showing a property — it’s your stage to connect, build trust, and move buyers closer to the closing table. But here’s the truth: most open houses miss the chance to convert buyers on the spot. That’s…
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Home Loans 101: First-Time Buyers, Refinancing, Reverse Mortgages & HELOCs Explained
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Navigating the world of home financing can be overwhelming, especially with so many options available. Whether you’re a first-time homebuyer, looking to refinance, exploring a reverse mortgage, or considering a home equity line of credit (HELOC), understanding the basics is key to making the right financial decision. In this guide,…
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Understanding Hard Money Lending for Investors
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Understanding Hard Money Lending for Investors When it comes to financing real estate investments, flexibility and speed often make all the difference. Traditional loans from banks may come with lengthy processes and rigid requirements, but hard money lending offers an alternative that’s tailored for investors like you. Hard money loans…
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Save Money on Your Mortgage: How Biweekly Payments Lower Monthly Costs
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Save Money on Your Mortgage: How Biweekly Payments Lower Monthly Costs Paying off your mortgage faster and saving thousands in interest sounds like a dream — but it’s actually possible with a simple strategy: biweekly payments. In this blog post, we’ll break down how biweekly payments work, how they can…
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First Time Home Buyers
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Here are four essential steps to prepare for purchasing a new home: 4 Essential Steps to Prepare for Purchasing a New Home Buying a new home is an exciting journey — but it’s also one of the biggest financial decisions you’ll ever make. Whether you’re a first-time buyer or upgrading…
Moneyman Tee Ares is Empowering Borrowers from All Walks of Life.
Whether you’re buying a home, refinancing, securing a line of credit, or exploring commercial, hard money, or business loans — we’ve got the right solution for you.
“I have been using Tee Ares for all my home loans and refinances of all my homes for the past 20 years. No one is better at what he does. Honest and trustworthy.
David Parson
EnviroClean
“Jose is such a great person. I have worked with him on several projects in the past 15 years. He is always so helpful and gets the job done..”
Mark Kole
Home Flipping
“I’ve had the privilege of working with Tee Ares for over 14 years, and they continue to exceed my expectations. They recently helped me close…
Jovi Gonzalez
City of Miami Firefighter
Meet Jose L. Ares (Tee)
Get the best advice
Jose is a proud husband and father of three — including a set of twins, a boy and a girl, and their older brother. As a dedicated entrepreneur, Jose is passionate about helping borrowers secure the best possible financing. As a mortgage broker, he works on your behalf, shopping your loan with multiple lenders to ensure you get the most competitive deal available.
Jose L. Ares (Tee)
Mortgage Loan Originator – NMLS 2611825
With over 24 years of experience in the lending industry, I’ve helped countless clients navigate the complexities of home loans, refinancing, commercial lending, hard money loans, and business financing. My career has been built on a commitment to empowering borrowers — whether they’re first-time homebuyers, seasoned investors, or business owners seeking the right funding solutions.
Throughout the years, I’ve gained invaluable insights into the ever-changing lending landscape, allowing me to tailor strategies that meet each client’s unique needs and goals. My mission is to make financing straightforward and accessible for everyone, no matter their situation.
Whether you’re purchasing your dream home, growing your real estate portfolio, or expanding your business, I’m here to help you succeed — backed by decades of expertise and a passion for helping people thrive.
Get Pre-Approved Today.
If you are looking to purchase or refinance? Start now by filling out an application. I can get your pre-approved in minutes!